Best Wishes as We Celebrate February!
We hope your year is off to a good start and that you have many reasons to celebrate this month: Ranging from Superbowl Sunday, Chinese New Year (the Year of the Ox), to Valentine’s Day, Lincoln’s and Washington’s birthdays, Ash Wednesday, to the beginning of Mardi Gras among others! This month is also designated American Heart Month which is a great reminder for you to live a heart-healthy lifestyle. It’s also Black History Month, established by Carter G. Woodson, a pioneer in the studies of African American History. We have many reasons to enjoy this winter month, and we hope that you see more reasons to smile and enjoy these next 28 days!
Best wishes, Marilyn and Ora
Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Here are eight big mistakes to steer clear of, if possible
Technology has not only shrunk the tools we use, but it has also given small businesses the power to operate like big businesses. Technological tools can help small businesses get better organized, efficiently manage their finances, or support customer service and win new business.
New Digital Tools that Can…Organize You
Evernote: For the creative mind, this app allows you to capture great ideas and track them to completion. This tool can help you collect, discuss, and present information important to you, your staff, and your clients.
Tripit: This app consolidates all your disparate travel itinerary information in one place, regardless of what website you used, or how many you used, to plan the trip. Tripit also provides delay alerts, weather updates, maps, and directions.
Expensify: This app keeps track of business expenses and mileage and can file receipts and expense reports with the click of a button.
InDinero: This tool syncs up your bank accounts and credit cards and provides a real-time financial dashboard to help track cash flow and manage finances.
Build Your Business
LocalVox: LocalVox is a marketing app that helps you build your brand online. It allows you to publish to online channels and optimizes organic searches.
Perka: This app helps local businesses promote and reward customer loyalty.
Desk.com: This site helps you keep a pulse on your customers and work with your staff to track and respond to customer issues.
And Stay Connected to Those Closest to You
Couple: Business owners can sometimes forget about their first love. Use this app with your spouse or partner to stay connected and remember important events.
"The attitudes and habits formed in childhood can determine your child’s health in his or her adult years. Here are some ideas for parents who are looking to raise healthy children that grow up to be healthy adults."
One of the greatest legacies any parent can give a child is a framework for living an enduring healthy lifestyle.
It is hard to underestimate the power parents have on their children’s development, which is why parenting is such a profound responsibility.
Start Early: Good eating, sleeping, and exercise habits should begin early in childhood. It’ll save you (and your adult child) from the difficulties of breaking bad habits later on.
Be Family-Centric: Make healthy living a family affair. Consider the impact even small actions can have. Did you know that kids who eat more frequently with their families tend to choose healthy foods like fruits and vegetables over sugar-sweetened beverages and fried foods? Likewise, kids who eat more often with their families generally have a lower rate of eating disorders and less weight concerns in the future.1
Be Healthy: Plan for Healthy Meals and Snacks. Modern lives are busy, but try to plan ahead by stocking healthy foods and snacks in the house. You may even want to cook a few meals during the weekend for the week ahead.
If you’re looking to improve dieting behaviors, be sure to move slowly with these changes. The less the kids notice, the more effective the transition will likely be.
Expose your child to different foods by pairing them with foods he or she already likes.
Be Active: It may be harder than ever to tear children away from the phone, computer, and TV, but it’s crucial that children engage in active play. It doesn’t have to be an organized event. Challenge your child to a push-up contest, or offer to play goalie so he or she can practice soccer kicks. Connect physical activity to a positive experience.
Be a Role Model: Lessons are difficult to teach if the teacher is not practicing what he or she preaches. Be sure to lead by example.
Building wealth for your retirement is but one step. Keeping it for the next generation(s) is yet another goal. We all want to take care of our families first. However, if there is a ‘surplus” is there a cause that you care about deeply?
The Giving Pledge
is a group of ultra-wealthy families like Warren Buffet, Bill and Melinda Gates, and Michael Bloomberg, who have gifted or plan to gift much of their wealth to charitable causes, upon their passing. They have taken care of family with meaningful gifts, but not enough to keep them from being active citizens.
What are your wealth preservation goals and objectives? Do you have your estate plan in place?
Are your documents updated for changes in your family situation?
“We make a living by what we get, but we make a life by what we give.”
“If you’re in the luckiest one per cent of humanity, you owe it to the rest of humanity to think about the other 99 per cent.”
Streaming movies and binge-watching videos have become a pandemic era past time. Watching shows at home has some advantages. For one, if hunger strikes, you can snack. The Gaston Gazette provided this indulgent recipe for a sweet and savory spin on an old favorite: movie theater popcorn.5
Ingredients3 cups Corn Chex cereal3 cups Rice Chex cereal5 tablespoons butter, cubed3 tablespoons white cheddar popcorn seasoning1 package (3.3 ounces) butter-flavored microwave popcorn, popped2 cups of your favorite bite-size chocolate candies1 cup red licorice bites
DirectionsIn a large microwave-safe bowl, combine the two cereals. Place butter in a small microwave-safe bowl and microwave on high for 20-25 seconds or until just melted. Whisk in popcorn seasoning until smooth. Pour butter mix over cereal; toss to coat. Microwave, uncovered, on high for 2-3 minutes, stirring after each minute. Immediately spread onto waxed paper; cool completely. Stir in popcorn and your favorite bite-size chocolate candies.